Saving money is very responsible, and being responsible is...very boring. As in, you don’t go to concerts, movies, or even on vacations kind of boring. But, you don’t have to spend a lot of money to have fun.
“Baby I don't need dollar bills to have fun tonight (I love cheap thrills)!” ~Sia
People think saving is boring. Or… maybe people just think I’m boring, because no one ever leaps to talk to me about money.
But I don’t think it’s me. My sense is that people talk about how to get likes on Instagram more then they discuss financial strategies.
We have this trickery in the United States. Instead of just talking openly about money, we hide wealth and display it abstractly based on the house we live in, the car we drive, the clothes we wear. It is stupid to engage in this game. The truth is that everyone is broke. I know this because everyone goes to work.
Rich people don’t go to work.
Or… if they are truly rich and still go to work, then they are just emotionally bankrupt. If someone is so rich that they don’t have to go to work, but go anyway because they can’t think of anything better to do… that person is a lost soul. That person should become my patron, because I can think of all sorts of ways to spend their riches. Just look at Steve Jobs. Super rich, and fucked up.
We all portray these glamorous lifestyles on social media, but the truth is that 99% of us spend the better part of our day working for the man so we can pay off the loan we got to buy shit we couldn’t afford while trying to show off how rich we were.
It’s socially expected, an actual measure of achievement when a person can sell themselves into 30 years of corporate slavery in the form of a home mortgage.
The saying “you live, you work, you die” is just another way of saying “your childhood, your adulthood, your old age.”
Why is that normal?
I’m sorry, but I’ll pass on “normal.” I don’t want to spend the best years of my life going to work. I don’t care how much you love your job. I had a great job. I was my own boss, I made good money, I worked with cool people and had cool customers.
I still quit!
Not because I’m rich. Which, I’ll grant you, by many standards I am rich, but I’m no millionaire. I’m able to quit my job and sail away because of the decisions I made. Many of those decisions were financial.
Whatever your dream is. Sailing away, touring the country in an RV, backpacking through Thailand, if your dream is not “commuting to my 40 hour per week job, 5 days a week, 50 weeks a year.” Then you need to get smart about how you spend your money!
I’m not some bullshit 21-year-old content marketer fresh out of college with 60k in debt creating some bullshit tips compiled from the internet. I’m sitting on a boat right now. Sometime next week I’ll sail 100 miles from Muskegon to Chicago. It will mark the beginning of a vacation, nay, an adventure that will be measured in years rather than weeks. I’m the real deal, the living proof that these tips and tricks actually work.
They worked when I was 21, exploring Canada’s stunning North Channel, they worked when I was 24, poor but living free in the Exumas, they worked for me when I was 28 and managing an annual corporate budget of nearly a million dollars, and they work for me now, a 33 year old who is debt and job free.
These tips and tricks have worked for me.
I hope they work for you.
Purchase the e-book here:
Testimonials and Praise for "Saving to Sail Away":
"I make more money than Chad but he’s more successful than me. I have hopes and dreams for the future. He's already living his.
His ebook gave me insight into the mindset, habits, and, above all, sacrifices, that have allowed him to live his ideal lifestyle – sailing around the world with his beautiful family. Free from the daily grind, making memories, and experiencing the world. It's something so many people wish for, but don't achieve.
Whether or not your ultimate lifestyle goal is quitting the rat race and sailing the world (mine isn’t), this is a realistic, practical outline of exactly what it takes to make your most ambitious goals a reality – on any size paycheck – if you want it badly enough.
He doesn’t sugar coat it, he’s brutally honest at times, and what he recommends isn't easy to do. If it were easy, more people would be doing it. If you're considering this lifestyle, the ebook is an excellent introduction to the hard work you should expect to put it in to achieve the same results." ~ Brian Gladu